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Partner with Open for Business.

Provide your customers with access to business finance when they need it.


Why Open for Business?

We work with accountants, brokers, franchisors and other service providers across New Zealand to assist their customers by offering:

  • Unsecured loans up to $100,000
  • Partially secured loans up to $250,000
  • A simple and quick online application
  • Business loans that don’t require using the family home as security

Benefits for partners

Access to our Open with Heartland portal

Quick online
application process

Referral fees for each drawn down loan

Access to a dedicated relationship manager

How it works:

Heartland Bank Open With Heartland

1. Register to become a referral partner

One of our small business relationship managers will provide you with information on our small business offering and access to the Open with Heartland portal.

2. Complete an application online

Complete the application via the online portal on behalf of your customer and choose whether you want us to deal directly with you or your customer.

3. Get a decision in seconds

The online application provides you with an instant decision on your customer’s application. Someone will then be in touch to discuss the application and if it meets our criteria, the money could be in your customer’s account in a matter of days (subject to us receiving any supporting information we require and the customer signing the loan documents).

Why choose Heartland?


businesses funded, and counting

$ 25 million

made available to small businesses

25 years

experience managing Kiwis' money

Become a referral partner

Complete the form below and one of our small business relationship managers will be in touch:

Have Questions?

Contact one of our small business relationship managers

Open With Heartland Aaron Mok

Aaron Mok

Speaks: English, Mandarin, Cantonese
E: [email protected]
P: 027 241 5954

Open With Heartland Sukh Singh

Sukh Singh

Speaks: English, Punjabi
E: [email protected]
P: 021 1406 099

Open With Heartland Stephen Tippen

Stephen Tippen

Speaks: English
E: [email protected]
P: 027 222 4859

Lending criteria, fees and charges apply.