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Estimate Your Business Loan Repayments

Work out what your monthly repayments might be with our business loan repayment calculator. Start by adjusting the sliders to estimate how much your loan could cost you each month.

How much would you like to borrow:

How long do you need the loan for:

1 year

Estimate your interest rate:

Monthly Repayments:-

My yearly business turnover is:

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In this declaration, “Heartland”, “we” or “us” means Heartland Bank Limited, and its related entities, successors, assigns, agents and associates, and “you” means the person completing this application, each person named in this application, each guarantor of any loan made to you and any authorised person or beneficial owner of the borrower or any guarantor of any loan made to you (as applicable).

  • Heartland is collecting information about you in accordance with the Privacy Act 1993 and our Privacy Statement, and we may not be able to provide you with products or services if you do not provide that information.
    • That information may be used by us:
    • to consider this application
    • to consider any future application for products or services which involves you.
    • We can also use it:
    • to administer and monitor products or services provided to you
    • to comply with legal and regulatory requirements (including identity verification requirements)
    • to provide you with information about other products or services, including those of selected third parties
    • generally, to develop and run our business; and
    • as otherwise described in our Privacy Statement.
  • You agree that - for those purposes – we can provide information about you to, and obtain information about you from, other organisations or people we consider appropriate. Those organisations might include our service providers, other financial and insurance institutions, government departments, and your employer or accountant, third parties for the purposes of fraud prevention, identity verification, and any other purposes relevant to those purposes (those third parties may retain information and use it for identity verification and fraud detection purposes), and other appropriate persons.
  • We may also exchange information about you (including default information) with credit reporting agencies on an ongoing basis. Those agencies may retain that information and provide it to other customers who use their credit reporting services.
  • You can request the full details of every organisation or person to whom we have disclosed information about you. You have rights to access and request correction of your personal information under the Privacy Act 1993.
    • By proceeding, you confirm that:
    • each person named in this application form has read and agrees to the terms above;
    • all information provided to us is correct, complete and not misleading; and
    • none of those people is an un-discharged bankrupt.

Your repayments have been calculated at the selected interest rate. However, if your application is successful, your interest rate and repayment amount may be different to those shown above. Our interest rates vary between 10% and 16.75% p.a. and your interest rate will depend on your personal circumstances. An establishment fee applies to each loan. The repayment amount shown above does not include repayment of that fee. Please call us on 0800 80 91 91 for more information.