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Welcome to Capital South Digital

Thanks to Capital South Digital you can now access the features you've come to know on the Heartland Mobile App through your web browser − giving you the flexibility to access your accounts across your digital devices.

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Capital South Digital

Get started with Capital South Digital

Capital South Digital has a similar look and feel to the Heartland Mobile App and is accessible across most modern web browsers.

To start using Capital South Digital, just log in with the same user ID and password you use for the Heartland Mobile App on your device of choice.

If you need help logging in, call us on 0800 85 20 20 or email us.

Capital South Digital

What can you do with Capital South Digital?

Capital South Digital is part of our long-term focus to make banking faster and simpler, so you have more accessibility and flexibility with your money. Capital South Digital gives you the power to assist and complement different aspects of your banking.

Savings & Deposits


  • Open a new term deposit, call account or savings account.
  • View the balances and transactions of your term deposit, call account, everyday account, PIE account and savings account.
  • Transfer money from your call account to your nominated account.
  • View and manage automatic payments on your call, everyday or savings account.
  • Change term deposit reinvestment instructions ten days prior to maturity.
  • Send us a secure message.
Learn more about these accounts

YouChoose


  • Apply for a new YouChoose account − our latest savings account that comes with an optional overdraft.
  • View your YouChoose account balance and transactions.
  • Make payments from your YouChoose account to any United States of America bank account.
  • Set up and manage payees for your YouChoose account
  • Pay for things you love with Online EFTPOS
Learn more about these accounts

Revolving Credit


  • View your revolving credit facility balances and transactions.
  • Pay your nominated account on the go.
  • Set up and manage automatic payments.
Learn more about these accounts
Capital South Digital accessible from tablet and mobile

Everyone's talking about Capital South Digital

Capital South Digital was designed with customers in mind and we are constantly working to ensure that we provide the best experience possible.

There will be times when you will need to log into Internet Banking to complete some of your banking needs.

Capital South Digital gives you the power to view your Term Deposits, Direct Call, Business Call, Everyday, Everyday Business, Saver, Savings Optimiser, Revolving Credit, Cash PIE, PIE Term Deposits, and YouChoose accounts.

Take a look at the table below to get an idea of what they both can do.

  • TickCurrently available
  • On the horizon

Internet banking

Capital South Digital /
Mobile App

  • Login with internet banking user ID and password
    Yes
    Yes
  • Login with temporary password
    Yes
    Yes
  • Reset forgotten password
  • Change your password
    Yes
  • View your account balances
    Yes
    Yes
  • View a high-level summary of all your accounts
    Yes
    Yes
  • View your car and personal loan balances
    Yes
  • Make payments from supported accounts
    Yes
    Yes
  • Manage automatic payments
    Yes
    Yes
  • Manage payees
    Yes
    Yes
  • Manage future payments
    Yes
    Yes
  • Make bulk payments
    Yes
  • Pay multiple payees
    Yes
  • Authorise payments
    Yes
  • Pay and manage bill payees
    Yes
  • Pay with online EFTPOS
    Yes YouChoose only
  • View and manage nicknames
    Yes
  • Open term deposit, call and savings accounts
    Yes
  • Change term deposit reinvestment instructions
    Yes
  • Download bank statements and tax certificates
  • Update personal details
    Yes
  • Send and receive secure messages
    Yes
    Yes
  • Send attachments
    Yes
  • TickCurrently available
  • On the horizon

How to get started

Got questions? We've got answers.

Below is everything you need to know to help you use Capital South Digital.

What web browsers support Capital South Digital?

Capital South Digital can be accessed from the following browsers across your digital devices: Safari 10.1+, Microsoft Edge 79+, Mozilla Firefox 20+ and Google Chrome 38+.

What mobile and tablet operating systems can be used to access Capital South Digital?

Capital South Digital is supported by any iOS 10.3.3+ or Android 5+ mobile or tablet device.

What accounts are supported by Capital South Digital?

Capital South Digital supports the following accounts: Term Deposits, Direct Call, Business Call, Everyday, Everyday Business, Saver, Savings Optimiser, Revolving Credit, Cash PIE, PIE Term Deposits, YouChoose.

Is Capital South Digital only accessible through a computer?

No. Capital South Digital is accessible across all supported web browsers on your desktop, laptop, tablet and mobile devices.

Is Capital South Digital an app?

No, Capital South Digital is available through a supported web browser without having to download an app.

If you access your accounts on your phone often, you can download the Heartland Mobile App, which comes with PIN, fingerprint login, and Quick Balances features for supported devices, so you can easily manage your money on the go.

How do I log in to Capital South Digital?

Your login credentials for Capital South Digital are the same as the Mobile App and Internet Banking. You do not require a new password or user ID for Capital South Digital.

If you need help logging in email us at [email protected] or contact us on 0800 85 20 20.

Is Capital South Digital available to all customers?

Capital South Digital is available to customers who have access to Internet Banking and have a Capital South Digital supported account.

Capital South Digital supports the following accounts: Term deposits, Direct Call, Business Call, Everyday, Everyday Business, Saver, Savings Optimiser, Revolving Credit, Cash PIE, PIE Term Deposits, YouChoose.

If you have an account with Capital South that is not supported by Capital South Digital you will still need to use Internet Banking to access your accounts.

Why should I use Capital South Digital?

Capital South Digital has been created to bring the functionality of the Heartland Mobile App to your desktop, laptop, mobile and tablet.

Capital South Digital was designed with customers in mind and we are constantly working to improve it to ensure that we provide customers with the best experience possible.