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Seasonal Finance

Often there is a mismatch between seasonal income and expenditure. A Heartland Bank Seasonal Finance loan can help by giving you access to cash flow through a credit facility that you can use to cover ongoing farm operational expenses.

Features and Benefits

  • Helps you defer farm input costs to a time that matches cash flow
  • Quick and easy to set up
  • Facility term up to 12 months
  • Interest calculated daily and debited monthly
  • Unlimited extra payments permitted
  • No early repayment fees


Talk to us today

Applying for Heartland Bank finance is straightforward and easy. You know farming, we know farm finance. Let's chat.

Give us a call on 0800 432 700, email us at [email protected], or apply online.

Lending criteria, terms, conditions and fees apply.